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How Military Families Can Save Thousands on Closing Costs

How Military Families Can Save Thousands on Closing Costs

Mortgage Broker | Branch Mgr.
ReAnn Gonzalez
Published on November 6, 2025

How Military Families Can Save Thousands on Closing Costs

Military families using a VA Loan can often close on a home with near-zero cash, but only if they know these three strategies. Zero down doesn’t mean zero cash - closing costs can still cost $10,000 or more.

In this video, ReAnn Gonzalez breaks down the three most powerful, VA-specific strategies to slash or eliminate your cash-to-close requirements. Stop paying unnecessary fees and start leveraging your VA benefits correctly.

Chapters:
00:00 VA Loans - Zero Down Doesn't Mean Zero Cash
01:14 Pillar 1: The VA Funding Fee Waiver
02:29 Pillar 2: Seller Concessions & The 4% Rule
03:47 Pillar 3: Strategic Lender Credits (The Rate Tradeoff)
05:05 Execution Checklist - How to Stack All Three
05:46 Final Thoughts - Save Thousands at Closing

Ready to see your numbers? I specialize in helping military families and first-time home buyers in Texas and New Mexico navigate the VA loan process. Let’s map out your personalized closing cost strategy!

If you have any questions or comments, please leave them in the section below.

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Edge Home Finance
7362 Remcon El Paso, TX 79912 NMLS# 891464
ReAnn Gonzalez NMLS# 219070

Mortgage Broker | Branch Mgr.
ReAnn Gonzalez Mortgage Broker | Branch Mgr.
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