New 2026 Loan Limits + VA Reuse Power: More Buying Power Without Going Jumbo
New 2026 Loan Limits + VA Reuse Power: More Buying Power Without Going Jumbo
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Thinking about moving up, buying again with your VA loan, or writing offers in the higher price ranges?
The 2026 conforming loan limits are higher - and that quietly changes how much you can do without jumping into jumbo loans.
In this video, I break down in plain English how the new higher 2026 limits can help:
• Conventional buyers who want more house without going jumbo
• Move-up buyers stuck between "starter home" and "forever home"
• VA buyers who want to use their benefit again
• Realtors who write offers in that $600K - $900K range and hate surprises in underwriting
No hype, no magic wand - just what the new numbers actually mean for real life decisions.
I'm ReAnn Gonzalez, a local mortgage broker based in El Paso, Texas, serving Texas and New Mexico. I've been helping families, veterans, and agents navigate this stuff for over 30 years. I'll tell you what you can do, what you shouldn't do, and I won't sugar-coat the math.
👉 For Homebuyers & Homeowners:
Thinking about buying or upgrading in 2026?
Message me with:
• Your approximate price range
• Whether you're conventional or VA
I'll tell you straight if the new 2026 limits help you - and how.
👉 For Realtors:
If you've got a client near the top of the price range or a buyer who already used VA once, send me the scenario before you write the contract. I'll map out a clean plan so you don't get a last-minute financing surprise.
If you have any questions or comments, please leave them in the section below.
For more mortgage loan info I am here for all your mortgage needs. If you have any questions
Call or text me 915-478-1157
Apply Now at https://www.mortgagemasterep.com
Edge Home Finance
7362 Remcon El Paso, TX 79912 NMLS# 891464
ReAnn Gonzalez NMLS# 219070
#MortgageTalkWithReAnn #LoanLimits2026 #ConformingLoan #VALoan #MilitaryHomebuyers #RealtorTips #HomebuyerTips #ElPasoRealEstate #FortBliss
Chapters:
00:00 2026 Conforming Loan Limits Explained
01:26 What a Conforming Loan Really Means
02:10 How the New $832,750 Limit Helps Buyers
03:20 VA Buyers - Using Your Benefit More Than Once
04:22 How Higher Limits Boost VA Purchase Power
05:17 Agent Strategy - Move-Up, Military & "Borderline Jumbo" Clients
06:08 Final Takeaways - More Room, Smarter Financing