One Late Payment Can WRECK Your Credit Score! YouTube Video VVVtc3JOaUZuYVI3SFlfalZjcWNZMUZ3LjE3a1hVWHVfamh3 1 0 The video discusses the serious impact of late payments on credit scores and mortgage approvals. ReAnn Gonzalez Mortgage Broker | Branch Mgr. Click to Call or Text: (915) 478-1157